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Financial woes

Are over!
And my first 'splurge' was at Shop & Save on the kids., haha...
But I have almost $800 on credit with 2 banks... thanks to the tax refund from my Europe loot and the other because I paid the wrong bank last month.

Gotta start saving all over again for the flat.
No more trips after HK in Feb.
And I can tell next year is not as fun as this, boo hoo.

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